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How Hurricane Impact Windows Can Save You Money

Posted by Jimmy Hawley on Jul 14, 2022 9:22:00 AM


Ironically, some of the most beautiful areas of our country are the most likely to be struck by severe weather. Hurricanes, tornadoes, and even major thunderstorms can strike with little warning, and you’ll want to be prepared for the next big Florida storm. According to the National Centers for Environmental Information, weather and climate related disasters have cost over 2 trillion dollars since 1980.

Insider reports that the average cost of a Florida homeowners insurance premium has reached $3,585 in 2022, which is a 55% rate increase over the last three years. With this and other increasing costs, it’s no surprisewe’re all looking for ways to lower costs, including raising deductibles and bulking coverage policies. Luckily, a new tax incentive eliminates the sales tax on impact windows beginning on July 1st, 2022. Below, we’ll discuss the tax incentive and how installing hurricane impact windows on your home can save you money overall.

The Florida Tax Exemption Policy

According to the Florida Chief Financial Officer’s website, the Home Hardening Tax Exemption removes sales tax on hurricane doors, garage doors, and impact glass windows from July 1, 2022 to June, 30, 2024. This makes it the perfect time to add or upgrade your home’s storm protection.

Insurance Premium Discounts for Impact-Resistant Glass

In addition to the recent tax savings, the state of Florida requires insurance companies to offer discounts for protecting your home and mitigating damage from severe storms. 

Impact windows lower homeowner’s insurance costs because they are designed to resist breaking when struck by wind-driven debris. They are typically made with double or even triple pane glass and, as an added bonus, they’re naturally energy-efficient. Depending on where you live in Florida, these  can help you potentially save anywhere from 8% to 15% on your insurance policy.

Save on Home Heating and Cooling Costs

Another key way to save money this year is through energy efficient windows and doors. According to the US Department of Energy, “Heat gain and heat loss through windows are responsible for 25%-30% of residential heating and cooling energy use.”

Replacing your windows with energy efficient options can keep your home cool year round and warm during the occasional colder months. In fact, impact windows can save you up to $100 a month because they reflect heat and regulate the internal temperature of your home.

Impact Glass Increases Property Value

If you ever need or want to sell your home, having energy efficient hurricane protection already installed can be a huge draw to home buyers, especially if it was installed professionally by a hurricane protection contractor.

Peace of Mind With Hurricane Impact Windows

Whether you’re planning to sell your home or stay there forever, hurricane impact windows are a great investment for the protection of your home and family. 

Since impact windows can lower your home insurance premium, block 99% of UV rays, are energy efficient, and offer the best protection during hurricane season, they are a must have for Florida homeowners.

See how Storm Solutions can help! Contact us today to discuss your options for hurricane protection in your Florida home.


Topics: Impact Windows

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